Software Wallets · Head to head

Electrum vs Specter

Comparing both Software Wallets feature by feature

Electrum

Electrum

Networks: Bitcoin-only, Bitcoin Mainnet, Bitcoin Testnet, Bitcoin Regtest, Bitcoin Signet, Lightning Network

App Lock: PIN Lock, Alphanumeric PIN

Private Keys: Hot Keys Support, Passphrases support, Shamir (SLIP-39) Backup / Import, BIP-39 seed phrase Backup / Import

Address Format: Legacy (P2PKH), Nested Segwit (P2SH), Native Segwit (P2WPKH), Taproot (P2TR)

Signing: Multi-sig (PSBTs), Sign Messages

Signing Connectivity: Sign via USB, Sign via PSBT File, Sign via QR

Fees: Fee Control, Replace-by-fee (RBF), Child-pays-for-parent (CPFP)

Privacy: Coin Control, Transaction Labeling

Full Node Integration: Own Node Support, Electrum Server Integration, Fulcrum Server Integration, Tor

swap
Specter Solutions

Specter

Networks: Bitcoin-only, Bitcoin Mainnet, Bitcoin Testnet, Bitcoin Regtest, Bitcoin Signet

App Lock: PIN Lock, Alphanumeric PIN

Private Keys: Hot Keys Support, Passphrases support, Output Descriptor Backup, Output Descriptor Import, BIP-39 seed phrase Backup / Import

Address Format: Legacy (P2PKH), Nested Segwit (P2SH), Native Segwit (P2WPKH), Taproot (P2TR)

Signing: Multi-sig (PSBTs), Sign Messages

Signing Connectivity: Sign via USB, Sign via QR, UR2.0 Animated QRs, pMofN (Specter) QR

Fees: Fee Control, Replace-by-fee (RBF)

Privacy: Coin Control, Transaction Labeling

Full Node Integration: Own Node Support, Bitcoin Core Integration, Electrum Server Integration, Fulcrum Server Integration, Tor

Title
FullDiff
  • Compare With
  • Basic Information
  • Launch Year
  • Company / Project
  • Brand
  • Headquarters / Location
  • Communities
  • Telegram
  • Reddit
  • Networks
  • Bitcoin-only
  • Bitcoin Mainnet
  • Bitcoin Testnet
  • Bitcoin Regtest
  • Bitcoin Signet
  • Lightning Network
  • Currency
  • Fiat Denominations
  • Bitcoin Unit (BTC)
  • Bitcoin Unit (SAT)
  • Exchange Rate Provider
  • App Lock
  • PIN Lock
  • Duress PIN
  • Dynamic Keypad
  • Countdown to Reset PIN
  • Alphanumeric PIN
  • Pattern Lock
  • Fingerprint Lock
  • Dummy/Decoy Wallet
  • Private Keys
  • Hot Keys Support
  • Mulitple Wallets at the same time
  • User Added Entropy
  • Passphrases support
  • Master Key Fingerprint
  • Output Descriptor Backup
  • Output Descriptor Import
  • Shamir (SLIP-39) Backup / Import
  • BIP-39 seed phrase Backup / Import
  • 12 Words BIP-39 Seed Creation
  • 24 Words BIP-39 Seed Creation
  • 12 Words BIP-39 Seed Import
  • 24 Words BIP-39 Seed Import
  • Seed Phrase Autocomplete
  • In-App Keyboard
  • SeedQR
  • Address Format
  • Legacy (P2PKH)
  • Nested Segwit (P2SH)
  • Native Segwit (P2WPKH)
  • Taproot (P2TR)
  • Receive
  • View Address as Text
  • View Address as QR
  • Display Multiple Addresses
  • Verify Address from Text
  • Verify Address from QR
  • Send
  • Scan Address from QR
  • Scan Address from Text (OCR)
  • Send to Internal Address
  • Multiple Send Addresses
  • Batch Transactions
  • Signing
  • Multi-sig (PSBTs)
  • Taproot Multi-sig (MuSig2)
  • Frost
  • Sign Messages
  • Signing Connectivity
  • Sign via USB
  • Sign via PSBT File
  • Sign via NFC
  • Sign via QR
  • UR2.0 Animated QRs
  • BBQr
  • pMofN (Specter) QR
  • Spending Conditions
  • Miniscript
  • Taproot Miniscript
  • Timelocks
  • Fees
  • Fee Control
  • Replace-by-fee (RBF)
  • Child-pays-for-parent (CPFP)
  • Privacy
  • Coin Control
  • Transaction Labeling
  • Labels Import/Export (BIP329)
  • Coinjoin
  • Hide Sensitive Data
  • Stealth Mode
  • Built-in secure communication
  • PayNyms
  • Silent Payments
  • Full Node Integration
  • Own Node Support
  • Embedded Node
  • Bitcoin Core Integration
  • Electrum Server Integration
  • Fulcrum Server Integration
  • Dojo Server Integration
  • Tor
  • Other Features
  • Encrypted Storage
  • Dark Mode
  • Wallet Rollover
  • Android Support
  • Supported
  • Google Play
  • Direct APK Download
  • Tech Stack
  • Latest Version
  • Latest Release Date
  • Release Notes
  • Source-available
  • Free & Open Source (FOSS)
  • License
  • Reproducible Builds
  • iOS Support
  • Supported
  • Tech Stack
  • Latest Version
  • Latest Release Date
  • Release Notes
  • Source-available
  • Free & Open Source (FOSS)
  • License
  • Reproducible Builds
  • Web Support
  • Supported
  • Release Notes
  • Source-available
  • Free & Open Source (FOSS)
  • License
  • Reproducible Builds
  • MacOS Support
  • Supported
  • Tech Stack
  • Latest Version
  • Latest Release Date
  • Release Notes
  • Source-available
  • Free & Open Source (FOSS)
  • License
  • Reproducible Builds
  • Linux Support
  • Supported
  • Tech Stack
  • Latest Version
  • Latest Release Date
  • Release Notes
  • Source-available
  • Free & Open Source (FOSS)
  • License
  • Reproducible Builds
  • Windows Support
  • Supported
  • Tech Stack
  • Latest Version
  • Latest Release Date
  • Release Notes
  • Source-available
  • Free & Open Source (FOSS)
  • License
  • Reproducible Builds
  • Umbrel OS Support
  • Supported
  • Latest Version
  • Latest Release Date
  • Release Notes
  • Source-available
  • Free & Open Source (FOSS)
  • License
  • Reproducible Builds
  • Start OS Support
  • Supported
  • Latest Version
  • Latest Release Date
  • Release Notes
  • Source-available
  • Free & Open Source (FOSS)
  • License
  • Reproducible Builds
  • Hardware Wallets Support
  • Jade / Jade Plus
  • Coldcard Mk4 / Mk5
  • Coldcard Q
  • BitBox02
  • Keystone 3 Pro
  • Krux
  • Ledger Nano S Plus
  • Ledger Nano X
  • Passport Core
  • Portal
  • SeedSigner
  • Specter DIY / Shield / Shield Lite
  • Tapsigner
  • Trezor Safe 3
  • Trezor Safe 5
  • Trezor Safe 7
  • Paid Services
  • Assisted Self-custody
  • Inheritance Planning
  • Electrum
    Electrum

    Electrum

    • Open selection
    • 2011
    • Electrum
    • -
    • -
    • Electrum
    • YES
    • YES
    • YES
    • YES
    • YES
    • YES
    • Many
    • YES
    • YES
    • Many
    • YES
    • NO
    • NO
    • NO
    • YES
    • NO
    • NO
    • NO
    • YES
    • YES
    • NO
    • YES
    • YES
    • NO
    • NO
    • Import Only
    • YES
    • NO
    • NO
    • YES
    • YES
    • YES
    • YES
    • NO
    • YES
    • YES
    • YES
    • Partially
    • YES
    • YES
    • YES
    • NO
    • NO
    • YES
    • NO
    • NO
    • YES
    • YES
    • YES
    • NO
    • NO
    • YES
    • YES
    • YES
    • NO
    • YES
    • NO
    • NO
    • NO
    • NO
    • NO
    • NO
    • YES
    • YES
    • YES
    • YES
    • YES
    • NO
    • NO
    • NO
    • NO
    • NO
    • NO
    • NO
    • YES
    • NO
    • NO
    • YES
    • YES
    • NO
    • YES
    • YES
    • YES
    • NO
    • YES
    • YES
    • YES
    • Python
    • v4.8.2
    • Sep 11, 2026
    • YES
    • YES
    • YES
    • MIT
    • YES
    • NO
    • -
    • -
    • -
    • -
    • -
    • -
    • -
    • -
    • NO
    • -
    • -
    • -
    • -
    • -
    • YES
    • Python
    • v4.8.2
    • Sep 11, 2026
    • YES
    • YES
    • YES
    • MIT
    • YES
    • YES
    • Python
    • v4.8.2
    • Sep 11, 2026
    • YES
    • YES
    • YES
    • MIT
    • YES
    • YES
    • Python
    • v4.8.2
    • Sep 11, 2026
    • YES
    • YES
    • YES
    • MIT
    • YES
    • NO
    • -
    • -
    • -
    • -
    • -
    • -
    • -
    • NO
    • -
    • -
    • -
    • -
    • -
    • -
    • -
    • YES
    • YES
    • YES
    • YES
    • YES
    • Watch-only
    • YES
    • YES
    • YES
    • NO
    • YES
    • YES
    • NO
    • YES
    • YES
    • YES
    • NO
    • NO
  • Specter
    Specter Solutions

    Specter

    • Open selection
    • 2020
    • Specter Solutions
    • Liechtenstein
    • -
    • -
    • YES
    • YES
    • YES
    • YES
    • YES
    • NO
    • Many
    • YES
    • NO
    • Many
    • YES
    • NO
    • NO
    • NO
    • YES
    • NO
    • NO
    • NO
    • YES
    • YES
    • NO
    • YES
    • NO
    • YES
    • YES
    • NO
    • YES
    • YES
    • YES
    • YES
    • YES
    • NO
    • NO
    • NO
    • Partially
    • YES
    • YES
    • YES
    • YES
    • YES
    • YES
    • NO
    • NO
    • YES
    • NO
    • NO
    • YES
    • YES
    • YES
    • NO
    • NO
    • YES
    • YES
    • NO
    • NO
    • YES
    • YES
    • NO
    • YES
    • NO
    • NO
    • NO
    • YES
    • YES
    • NO
    • YES
    • YES
    • NO
    • NO
    • YES
    • NO
    • NO
    • NO
    • NO
    • YES
    • NO
    • YES
    • YES
    • YES
    • NO
    • YES
    • YES
    • YES
    • NO
    • NO
    • -
    • -
    • -
    • -
    • -
    • -
    • -
    • -
    • -
    • -
    • NO
    • -
    • -
    • -
    • -
    • -
    • -
    • -
    • -
    • NO
    • -
    • -
    • -
    • -
    • -
    • YES
    • Python / JavaScript
    • v2.1.11
    • Aug 9, 2026
    • YES
    • YES
    • YES
    • MIT
    • NO
    • YES
    • Python / JavaScript
    • v2.1.11
    • Aug 9, 2026
    • YES
    • YES
    • YES
    • MIT
    • NO
    • YES
    • Python / JavaScript
    • v2.1.11
    • Aug 9, 2026
    • YES
    • YES
    • YES
    • MIT
    • NO
    • YES
    • v2.1.11
    • Aug 9, 2026
    • YES
    • YES
    • YES
    • MIT
    • NO
    • YES
    • v2.1.1.2
    • May 9, 2025
    • YES
    • YES
    • YES
    • MIT
    • NO
    • YES
    • YES
    • YES
    • YES
    • YES
    • YES
    • YES
    • YES
    • YES
    • NO
    • YES
    • YES
    • NO
    • YES
    • YES
    • YES
    • NO
    • NO

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